Max ₹10L / year e.g.
BillsCover limit
Sum insured
The most it pays in a year.
Find the best personal loan for your profile. In 60 seconds.
Advertised rates go to the strongest profiles. We compare 8 banks and NBFCs to show the rate you are likely to get. No impact on your CIBIL score.
Lowest advertised rate today Compare all 8Choose the right health insurance for your family. Explained simply.
Health plans differ in cover, waiting periods, exclusions and hospital networks. We explain the fine print in plain language, so you can choose with confidence.
- Lowest today:
- ₹0 charges to you
- Free call with a loan expert
- One expert till disbursal
- Plans from Niva Bupa and ICICI Lombard
- Free guidance call
- Waiting periods and exclusions explained upfront
- No pressure to buy
Prefer to talk first? Chat on WhatsApp
No CIBIL check
₹
₹50K₹99 Lakh
For how many years?
Estimated EMI₹0 / month
at about 10.5% a year
for 3 years
Loan Interest
No name or phone needed to see your match
I am
My employer is
My work is
₹
Not sure? Pick “I don’t know”. We can check it for free on the call.
I live in
EMIs I already pay every month
Expected interest rate
Monthly EMI (approx.)
You may be eligible up to
Your request
Other good options for you
Book your free call
A FinDeed loan expert will call you, confirm the best bank and process your application. ₹0 charges.
Free guidance
No name or phone needed to see your checklist
years
1885
Does anyone have an ongoing health condition?
Like diabetes, BP or thyroid. It decides waiting periods, so it matters.
Planning a baby in the next 2 to 3 years?
Maternity cover usually starts only after a waiting period, so it is worth planning early.
Cover amount you have in mind
I live in
Health cover you have today
Plans we may suggest
Book a free call for an exact recommendationWhat to check in any plan
These are starting suggestions based on your answers, not a final recommendation. The right plan, variant and premium depend on everyone’s age and medical details. Cover, waiting periods and exclusions differ by plan; the policy wording decides what is covered.
Get your exact recommendation
A FinDeed health insurance expert will call you, check everyone’s details and compare Niva Bupa and ICICI Lombard plans for you, in plain language.
Compare personal loan rates
8 banks and NBFCs side by side, rates as of October 2026, with EMIs for your amount.
Rates are taken from each bank’s official website and can change. The rate you get depends on your profile; the final rate, fees and approval are decided by the bank. Brand names belong to their owners.
₹0Charges to you. The bank pays us.
8Banks and NBFCs compared
30 minFree call with a loan expert
2 hrsTypical reply time on WhatsApp
The advertised rate isn’t your rate.
Banks advertise the rate for their strongest customers. Yours depends on three things. Try it:
Your profileTap to change
1Your CIBIL score the biggest one
2Where you work
3Monthly income
EMIs you already pay don’t change your rate, but they lower how much you can borrow.
Advertised9.47%
Likely for you9.47%
On ₹5L over 3 years, that’s about
₹0 more a month
Takes 60 seconds. No effect on your CIBIL. Estimate from published starting rates and our matching model; not an offer.
Health insurance, explained simply
7 words that decide how good a policy really is.
Day 1After waiting
Waiting period
Some cover starts later.
✓Declared✕HiddenHidden = claim at risk
Pre-existing illness
Always declare it.
80%20% e.g.
Co-payment
Your share of each bill.
Within limitAbove limitClaim cut
Room rent limit
A bigger room can cut your claim.
InsurerHospital
Cashless network
Insurer pays the hospital directly.
Y1Y2Y3Y4
No-claim bonus
More cover for claim-free years.
ExclusionsLimitsWaiting periods
Not everything is covered
We read the fine print with you.
Find the right plan for my family →Educate first. Sell second.
That’s the FinDeed promise, whether you are borrowing or protecting your family.
We explain before we suggest
How it works, what it costs and what to watch for, in everyday language.
Costs and conditions upfront
Rates, fees, waiting periods and exclusions, shared before you decide.
An honest fit
If something doesn’t suit you, we tell you. No pressure, no rushed decisions.
One expert, start to finish
Your FinDeed expert stays with you from the first call until your loan is disbursed or your policy is issued.
Three steps. No running around.
From your first tap to money in your account, one person handles it all.
From your first question to your policy in hand, one person guides you.
-
1
Get your matchTell us who to cover
Answer 5 quick taps. We compare 8 banks against your income, employer and CIBIL, and show who fits you best.
Answer a few quick questions about your family. We suggest plans and show what to look for.
-
2
Free call with an expert
We confirm the bank, explain the rate, fees and EMI in plain language, and list the documents you need.
We explain cover, waiting periods and exclusions in plain language, and help you compare suitable plans.
-
3
We process itWe help you apply
We handle the application and follow-ups with the bank until your loan is disbursed. You pay FinDeed nothing.
We help with the proposal form and documents, and stay with you until your policy is issued.
Talk to a FinDeed expert
Personal loans and health insurance, explained simply
Our team helps salaried people, business owners and families choose the right personal loan and health insurance, without the jargon. Free guidance, honest answers, and one expert who stays with you until your loan is disbursed or your policy is issued.
Chat on WhatsApp Or start with a quick checkCommon questions
Which bank has the lowest personal loan interest rate?
By advertised starting rate, today. But the starting rate goes only to the strongest profiles: high CIBIL, a good employer and steady income. Most people are offered more. Use the check at the top of this page to see the rate you are likely to get, for free.
Is it really free?
Yes. You pay FinDeed nothing for a personal loan. The bank pays us a fee when your loan is disbursed. The bank’s own processing fee, if any, is shown to you before you sign.
Will checking my match affect my CIBIL score?
No. The match on this page uses only your answers. Nothing is pulled from your credit report. A credit check happens only when you apply, and only with your permission.
What documents will I need for a loan?
Usually PAN, Aadhaar, last 3 months’ salary slips and 6 months’ bank statement. Self-employed: 2 years’ ITR and bank statements. We tell you the exact list on the call.
My CIBIL score is low. Can you still help?
Often, yes. Some banks accept lower scores, and if not, we guide you on improving your score first so you get a better rate later.
Does health insurance cover every medical expense?
No. Every policy has limits, waiting periods and exclusions written in its policy wording. Some treatments are covered only after a waiting period, and some are not covered at all. We go through these with you before you buy.
What is a waiting period?
It is the time after you buy a policy before certain treatments are covered. Illnesses you already have, like diabetes or BP, usually have a longer waiting period. The exact periods differ by plan.
My employer already covers me. Do I need my own policy?
Employer cover usually ends when you leave the job, and it may not be enough for your whole family. Many people keep a personal policy as well. On the call we look at what you have and whether it is enough.
Which insurers do you work with?
We work with Niva Bupa and ICICI Lombard. On the call we compare suitable plans from both, so you can choose with the full picture.
Should I tell the insurer about existing illnesses?
Yes, always. Hiding a condition can lead to a claim being rejected later. Declaring it honestly may mean a waiting period or a higher premium, but your cover stays valid.
What should I keep ready for the call?
The ages of everyone to be covered, any illnesses or regular medicines, your current policy if you have one, and hospitals you would prefer to use.
Is FinDeed a bank or an insurance company?
No. FinDeed is an advisory and referral service. Loans are given by RBI-regulated banks and NBFCs, and policies are issued by IRDAI-registered insurers. We help you understand your options and apply through authorised partners.
Is my data safe?
Your details are used only to call you and help with your loan or policy. We never sell your data. You can ask us to delete it anytime on WhatsApp or by email.